Cyber Management Course (Ma) – Module 2
Clause 380 Maritime Cyber Insurance – Clause 380
“1.1 Subject only to clause 1.2 below, in no case shall this insurance over loss damage liability or expense directly or indirectly caused by or contributed to by or arising from the use or operation, as a means for inflicting harm, of any computer, computer system, computer software programme, malicious code, computer virus or process or any other electronic system.
1.2 Where this clause is endorsed on policies covering risks of war, civil war, revolution, rebellion, insurrection, or civil strife arising therefrom, or any hostile act by or against a belligerent power, or terrorism or any person acting from a political motive, Clause 1.1 shall not operate to exclude losses (which would otherwise be covered) arising from the use of any computer, computer system or computer software programme or any other electronic system in the launch and/or guidance system and/or firing mechanism of any weapon or missile.”
Be very careful to check that Clause 380 or similar ‘cyber’ exclusions are not present in a dedicated cyber liability insurance policy wording.